The following tables show some of the best ISA rates currently available from selected ethical providers. Ethical Investors has included providers that are ethically positive or ethically neutral as defined below, and aims to update these rates at least monthly. The potential ethical problem when your money is deposited with a bank is that you have no control over who they lend your money to - this may (knowingly or unknowingly) be to companies with which you may have ethical concerns, such as arms companies, heavy polluters and those abusing human rights.
All accounts are instant access unless stated. Please note that fixed term ISAs are not included.
Ethically Positive
The following are cash ISAs provided by institutions that positively vet their customers (meaning those that they loan money to) on social, ethical or environmental grounds.
| Provider Name | Account Name | Type | Interest Rate | Contact |
|---|---|---|---|---|
| Triodos Bank | Online Cash ISA | Internet | www.triodos.co.uk | |
| Triodos Bank | Cash ISA | Postal | 0500 008720 | |
| Ecology Building Society | Foundations Cash ISA | Postal | 0845 674 5566 | |
| Co-operative Bank/Smile | Cash ISA | Branch, Post, Internet | 0.5% | 08457 212 212 www.smile.co.uk |
1) 33 day notice period applies
Ethically Neutral
We consider Building Socities to be ethically neutral as they do not undertake direct lending to companies and the society exists to benefit its members, rather than shareholders.
| Provider Name | Account Name | Type | Interest Rate | Contact |
|---|---|---|---|---|
| Leek United | Instant Access Cash ISA | Branch, Post | 0800 783 0847 | |
| Stafford Railway | Cash ISA | Branch, Post | 0845 456 1001 | |
| Harpenden | Simply ISA | Branch, Post | 01582 765411 | |
| Newcastle | Access ISA | Branch, Post, Phone, Internet | 2% | 0845 600 4368 |
| National Counties | Cash ISA Issue 2 | Branch, Post, Phone, Internet | 1.81% | 01372 747771 |
| Principality | e-ISA | Internet | 1.8% | www.principality.co.uk |
All interest rates shown are gross. We have selected companies from the above two groups that offer amongst the most competitive rates, but do not guarantee that the list shows the highest rates always available. Please note that we have generally not included accounts which have bonuses or other conditions attached. Where they are competitive, internet ISAs will be included.