Ethical Investment, Ethical Money & Ethical Funds

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Sunday, 06 Jun 2010

Ethical ISA Rates

The following tables show some of the best ISA rates currently available from selected ethical providers.  Ethical Investors has included providers that are ethically positive or ethically neutral as defined below, and aims to update these rates at least monthly.  The potential ethical problem when your money is deposited with a bank is that you have no control over who they lend your money to - this may (knowingly or unknowingly) be to companies with which you may have ethical concerns, such as arms companies, heavy polluters and those abusing human rights.

All accounts are instant access unless stated.  Please note that fixed term ISAs are not included.


Ethically Positive

The following are cash ISAs provided by institutions that positively vet their customers (meaning those that they loan money to) on social, ethical or environmental grounds.

 

Provider Name Account Name Type Interest Rate Contact
Triodos Bank Online Cash ISA Internet
2%1
www.triodos.co.uk
Triodos Bank Cash ISA Postal
0.65%1
0500 008720
Ecology Building Society Foundations Cash ISA Postal
1.7%
0845 674 5566
Co-operative Bank/Smile Cash ISA Branch, Post, Internet  0.5% 08457 212 212 www.smile.co.uk

1) 33 day notice period applies


Ethically Neutral

We consider Building Socities to be ethically neutral as they do not undertake direct lending to companies and the society exists to benefit its members, rather than shareholders.
 

Provider Name Account Name Type Interest Rate Contact
Leek United Instant Access Cash ISA Branch, Post
2%
0800 783 0847
Stafford Railway Cash ISA Branch, Post
2.25%
0845 456 1001
Harpenden Simply ISA Branch, Post
2.25%
01582 765411
Newcastle Access ISA Branch, Post, Phone, Internet 2%  0845 600 4368
National Counties Cash ISA Issue 2 Branch, Post, Phone, Internet 1.81%  01372 747771
Principality e-ISA Internet 1.8% www.principality.co.uk


All interest rates shown are gross. We have selected companies from the above two groups that offer amongst the most competitive rates, but do not guarantee that the list shows the highest rates always available. Please note that we have generally not included accounts which have bonuses or other conditions attached. Where they are competitive, internet ISAs will be included.

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